Online Casinos Directory

There are more changes in the gambling industry in the US. This time it is the state of New York that is seeing issues to deal with regarding gambling. It has been years now that that state has relied on its state-run lottery to fund various programs. Everything from education to expansion and other public works programs is funded in part or totally by their lotteries. Over the years lotteries have proven to be highly lucrative due to their draws. The state has been happy with its lottery performance and is doing all it can to protect that industry. Now the state legislators are worried that the rise in online gambling could impinge on the funds they rely on to sustain various programs. There are millions of dollars available with lotteries and if people start channeling that into gaming companies rather than the state, this could seriously cut back on the state’s budget. There are few other options that could potentially replace it.

New York legislators have an added concern—neighboring states’ competition. Now that Maryland, Delaware, Maine and Pennsylvania all have their own gambling initiatives in place, this too could cut down on people testing their luck in the lotteries. Add the neighboring state’s competition and online gambling to the mix, and it could spell disaster for the state. So what are they going to do? There is no official plan on what to do, but state officials are bracing for some dip in revenue when it comes to their lotteries. They are hoping that dip will be swift and will return to normal quickly, but if it doesn’t there is no current contingency plan to speak of. Lotteries traditionally have been highly lucrative, but now that competition is entering the market left and right, state legislators are not so sure that it will be able to sustain itself over the long term. Only time will tell if it is going to be alright and if people are going to continue to take their chances at the state-run lottery. If not, it could pose a serious problem for the state to deal with and they may have to increase their own land based and online gambling plans to supplement.

If you are an online gambler you may be in search of e-wallet solutions. An e-wallet is a place to store cash when you want to deposit to or withdraw from an online casino gambling account. They are growing in popularity due to changing rules legislators are making in the market. Right now, for example, the US deems online gambling as illegal. Therefore banks cannot accept transactions directly related to the hobby. So what are the ways around this? The most viable one in the market is to use an e-wallet. There are tone of companies out there today that have stepped into the hole in the market. One is Neteller. This is a company that gives all gamblers an online payment solution. It is quick and convenient—just the thing you want when you are online looking for a great pastime like gambling. Neteller offers you the ability to withdraw and deposit money—of course you should make sure it is legal in your jurisdiction, but overall if it is it is a great tool for any gamer.

The best thing about Neteller is that it is free to open an account and you can use your debit card, Visa card, electronic funds transfer, bank deposit or InstaCash option for funding. The other great thing about the service is that your money will be available a lot faster than it would with other online options. The Neteller express account is actually the simplest one to open. You want to check what the limit is in your jurisdiction too; some areas are pretty strict with how much you can deposit and withdraw at one time. These rules can be different for neighboring counties and cities, so be sure to make sure you are within the limits. Another option is the Neteller extended account. This one is for people who know they need a higher-limit on their accounts. You can also get a prepaid debit card option with this one and you can transfer money from user to user within the Neteller system. If you have an express account, you can easily upgrade to the extended account. Overall Neteller is a great option for online money transfer. The company has proven its worth with millions of dollars of successful transfers so far.

If you are new to online gambling then you know that to play you have to have some funding option. One of the most convenient ways of doing this is to use credit cards. It is a secure way to put funds in an online casino account. If you do use this option, you can be up and playing within minutes. On the other hand, if you use a check it can take a few days for it to clear. You have to either relegate yourself to playing the free-play games or just come back a few days later when the funds hit your account. By far credit cards are the most convenient and speedy way to get to gaming immediately. There is one glitch though: credit card companies have long been in a debate over how to manage gambling transactions. The credit card companies are highly regulated by the US and they have to be careful with any transactions that are gambling related. In fact most gambling transactions are denied with the exception of transactions related to racing and state-run lotteries.

There are problems with credit cards and gambling online these days. It is all due to the UIGEA, but things are soon to change most likely. The US is looking for legislation to amend the UIGEA or completely change it. Time will tell what changes are made in the end, but surely there are changes coming to the market quickly. If you find yourself having problems with using credit cards and gambling, the best thing to do is to try using a different card. Though one bank may deny the charges, another one may let it go through. If you still have problems, then the best thing to do is to look to alternatives to credit cards. There are some trustworthy e-wallet solutions in the market that are there for the express purpose of acting as an intermediary between betting companies and your funds. They will charge a small fee, but overall they are established and great ways to continue gambling online. Expect changes to come into the market and continue to alter the world of gambling. In a few months, gambling may be legal and that will completely turn around rules that credit cards have for gambling. Gambling is big business and without a doubt credit card companies are going to want in.

ePassporte is another safe way to manage your gambling funds online. Some of the great features of the website are its flexibility and usefullness for those without a bank account. When you are looking to fund the account, your transactions are protected via the use of Verified by Visa and ePVerify. When purchasing on the Web with the ePassporte Visa Virtual Account you are protected via the use of password and other protection methods. All the personal information is fully protected by the highly reliable encryption methods. You choose from one of four ePassporte accounts: Personal, Business, Commerce and Corporate.

Signing up for ePassporte is free of charge.  Once you register, you will automatically get a Wallet. The ePassporte Wallet is for sending and receiving money to and from any other ePassporte Account Holder instantly, purchasing online, transferring money to a US checking account, requesting a bank wire transfer. ePassporte Account Holders may upgrade the ePassporte Wallet and purchase the ePassporte Visa Virtual Account for a $5.00 fee. Visa Virtual Account Holders have the same benefits as a Wallet Account Holder and also get the convenience of using a Visa Virtual Account online. You may also purchase an ePassporte Visa Electron Card for $35.00. The ePassporte Visa Electron Card is for purchasing at any location where Visa is accepted and for withdrawing funds at lots of Visa and PLUS ATM locations all over the world. Funds on your ePassporte account are shown in USD, but when you use an ATM, your money will be converted in your country’s currency.

You also can fund your account through Visa Credit/Debit Cards or US Checking Account. If you use Visa cards you are required to pay $5 for every $100 load, if you fund with US Checking Account you will pay $3 for every reload irrespective of the sum you are loading and will take up to 7 working days. The minimum amount that you may load is $25 and the maximum amount within 24 hours is $500. If you want to make these limits bigger, you must contact ePassporte Account Holder Services Department. Overall this is a great service due to its security measures and its flexibility. Regardless of what you want to do online, this most likely is a great option you can use.

Click2Pay is one of the payment systems found online that allows customers to make transactions worldwide safely, and easily. The company was founded in 2003 and since then it has gradually conquered the e-commerce market. To guarantee customers full security Click2Pay uses the latest technological achievements including 128 bit encryption. Nobody except Click2Pay has access to the data provided by you. Your email address can be used to get quick access your CLICK2PAY account to purchase online. Within 3 minutes after the registration you will hear a call to confirm your personality and data. So you should be sure that you are available after registration. CLICK2PAY uses Star rating system and after registration you will get two stars and personal spending limit. Two stars allow depositing and withdrawing up to $500 a week. To increase your limit you must send scan documents and make more deposits.

Similar to Paypal Click2Pay accounts are funded through your credit and debit cards (Visa, MasterCard), bank wire and in some countries such as Germany, Swiss via EFT. When using a credit card you will pay 3% of you transfer and your money will appear on your account instantly, bank wire will cost you €2.50 (EFT is free of charge) and you will see your load within working days. The banks can take additional fees that vary from country to country. With Click2Pay there is no need to have money sitting idly in your account since your money can be taken directly from your credit card. All the transactions are covered up to your Star Rating limit.  When making a withdrawal you have a few options: CLICK2PAY Debit Card, cheque and somewhere EFT. It will cost you €10 and it will take from 3 to 5 working days via cheque and you will get your money instantly if you use CLICK2PAY Debit Card. The first CLICK2PAY Debit Card costs $10 and the second – $20. There is a 2.5% fee for foreign exchange and the daily interbank market rate is applied when withdrawing using cheque. When you want to purchase something the money will instantly appear on your merchant’s account. Click2Pay customer support is available to you 24 hours a day, 7 days a week through phone and email. That is what you look for when it comes to a funding option. Test this one out and see how it is one of the best.

If you are an online gamer no doubt you have at least pondered for a few minutes how money moves from one online entity to another. With the UIGEA of 2006, transactions have changed considerably. When it comes to the online world, things are in a difficult situation. Right now, all online casinos require you to deposit money up front before you can gamble. This will mean sending online casinos money via Western Union, Moneygram, cashiers checks, money orders, wire transfers, credit cards etc. Most of them will take money almost any way you want to send it. Most will not take personal checks due to the fact that they would have to wait up to two weeks for the checks to clear to the overseas location. You can normally use personal checks with prior approval from the casino, but your money will not be available for play until your check has cleared. Nearly all casinos now accept credit card deposits. In fact, these are highly recommended due to the low cost and speed of the transactions. All casinos operate on the account system – you send them money and your account is credited for that amount. As you gamble, money is credited or debited as you win or lose. When you wish to withdraw money from your casino account you can do so in nearly all of the ways that deposits could be made. Many operations now allow you to have money withdrawn directly placed back onto the Credit Cards that you first deposited money into your account with. This option is recommended as you can access your winnings within days. Casinos charge reasonable fees for other withdrawal options. There are lots of great places to play online poker and here is a list of links to reviews of the best poker rooms.

If you are going to venture into the world of online gambling, remember to check with your specific jurisdiction about what the rules and laws are. Remember that they are changing quickly at the US is looking to legalize and regulate online gambling. Keep safe and make sure that you are following the rules.  

Another great company to look into for money transfer is PayPal. The company was founded in 1998, and since that time it has become a leader in online payment solutions and is available in 190 countries and 18 currencies. The number of accounts has exceeded 150 million worldwide. The company received over 20 awards from the online industry and the business community. It is considered to be a safe, simple way to make online transactions. All financial operations are secured with the help of Secure Socket Layer technology with 128bit encryption, and it is also certified by Verisign Secured. Player’s account in the payment system is insured for $100,000 by SafeWeb Insurance against unauthorized money withdrawal.

The registration is free and easily explained on the PayPal site. You can choose from a few different types of PayPal accounts: personal account, premier account and business account. Each of them has its own advantages and disadvantages and choosing between them is a matter of figuring out what you need. You fund your PayPal through your bank account, it is absolutely free and it usually takes 3 – 4 business days if you use US bank account and 7 to 9 business days if you live in other country. PayPal personal account withdrawals are free of charge to your bank account but if you use a check withdrawal you have to pay a $1.50 fee in the US. Withdrawal takes up to 9 working days to post to your bank account and there is a minimum withdrawal limit, it all depends on your residence country. You can send and receive funds via a variety of options: PayPal Balance, Instant Bank Transfer, eCheque, credit/debit cards.  If the person who the money is sent to does not have a PayPal account he/she will be requested to open an account to get the funds. An unverified PayPal account has a sending limit. Sending and receiving money is free except that you use a credit/debit card in that case a certain fee is applied. There are also receiving limits that depend on the country you live.

That may seem like a lot of details to remember but PayPal is only as complex as you need it to be. For users who merely need to transfer cash, a personal account will suffice. On the other hand for small businesses that need to take credit cards, this is a great option. For a small fee that can be done. Overall PayPal is one of the most convenient ways to manage online funds.

When it comes to online gambling every player has to decide what company to use as an online payment system. If you are looking for a company to handle your financial transactions online, check out eWalletXpress. This is an online payment system used to safely transfer money online. eWalletXpress uses the most advanced technology and is one of the most respected names in the industry. It is available to both US and Canadian players.

One of the best things about the eWallet system is that it is quick and easy to sign up. You can fund your account through a couple of different options including eCheck, online bill payment, internet banking, Interac™ Email Money Transfer and 900Pay. When you use eCheck you may select Xpress Funds or Basic service. If you have chosen Xpress Funds, you will get instant access to your funds and the Basic option will give you access to the funds within only 5 working days and will cost $10. When selecting Xpress Bill Payment you will pay a $1.50 fee for instant access to the funds. Through the Basic option you will get access in 24-48 working hours. Interac Email Money Transfer will take 30 minutes to appear in your account. Online bill payment and Interac Email Money Transfer are for Canadian citizens while 900Pay™ is for the US customers. When you use 900Pay you’ll have access up to $150 per month. If you use internet banking your money will be accessible within 1 – 2 days you will pay 15% of you load. For other fees and depositing limits see the eWalletXpress site. Bank wire transfers are your best bet if you want to transfer a lot of money to your eWalletXpress account. It will take the funds up to 2 working days to transfer to your account.

The one drawback of the eWalletXpress system is that its withdrawals take time. It can take up to 10 days to complete the transaction. This may not be as advantageous as some other options out there. It is reliable though and that makes it an option worth looking at. If you are looking for an online management system, test this one out and see if it works for you.

When it comes to your money, you should be careful and concerned about who has it and how you send it. MoneyBookers is a reliable and very convenient method to send and get payments online by using an e-mail address. The company offers local payment options in almost 40 countries and has customer service in twelve languages. MoneyBookers is similar to the world giant, PayPal. It’s worth remembering that the company goes back to the gambling industry, so MoneyBookers offers great betting, poker and casino promotions when the deposit is made with the Moneybookers account.

MoneyBookers uses the most advanced security technology such as verifying personal details when you login to your account. All financial transactions are secured with the 128bit encryption, and it has Verisign Secured certification. When it comes to options, you have a few with this company. You can use your bank account to transfer money, a check, credit card, or debit card. The company accepts Visa, MasterCard and American Express. Deposits take 2 to 5 days to hit your account if you use a bank account and up to 10 days if you use a check. Credit card funding is instantaneous. The company doesn’t accept cash deposits and third party deposits. A deposit can be made in different currencies but bear in mind that you’d better make deposits in the same currency which your Moneybookers’ bank account is held in. To make a deposit from your bank is free, but your bank can take fees for transfer money abroad. Uploading using credit/debit card has a fee of up to 1.9%, and via cheque is up to €0.50.

You may also send money to a person that doesn’t have a MoneyBookers account but to collect it that person must register at Moneybookers. Receiving money is free of charge. Read the terms of service, but overall you should be pleased with this online walet’s flexibility and service. When registering you enter your email and decide on a password. Pick something that no one else will know and then keep it secure. Overall MoneyBookers is a great funding option and you should test it out. If you want to transfer money online, it is a great way to go.

When it comes to funding your account at an online casino, there are quite a few options. EcoCard is one that offers a safe and fast way to make money transactions online. To provide the highest level of security the company uses the latest security technology. SSL technology protects all financial transactions. While making any transfers to or from any of the merchants, customer’s personal financial information as well as a chosen payment method is closed. To register for the EcoCard there are three steps:

1)      You enter your account details including your name, address and contact information. This part is free and there will be some type of confirmation process involved, like an email link, etc. The confirmation will be a simple process so don’t worry about an intricate requirement. In addition, it will take place within seconds so it won’t hold up your gaming.

2)      Next you have to fund your account. You can the bank wire transfer, credit/debit card, or EFT, electronic funds transfer. Depositing money via a bank wire transfer and EFT is absolutely free and has no limits. But some additional fees may be imposed by your bank. When funding through credit cards you will pay 2,9% on a loaded amount, you can deposit from $20 up to $500 per transfer. Bank transfers usually take from 1 to 4 working days.

3)      Once you fund your account, next there is the fee process. There is a flat $14 fee for the EcoCard and the process can take up to 5 days. Normally it doesn’t take that long, but that’s the maximum amount of time you may have to wait. Transfers between EcoCard accounts cost 1.5% and there is a $5,000 limit. You may pay for an online purchase using your EcoCard without any fee.